Ralph’s practice primarily relates to banking and transactional matters. His clients are varied and include lenders, businesses, and individuals.
Ralph works with lenders to originate commercial banking facilities of all sizes and types, including mortgage loans and lines of credit. He prepares loan documents, conducts due diligence review, oversees closings and advises commercial borrowers in all aspects of the financing process. Finally, he represents lenders in loan workouts, loan modifications, forbearance arrangements, and foreclosures.
In addition, Ralph handles all manner of business transactions, including formation, dissolution, asset sales, and general outside counsel representation of closely held businesses.
Ralph also prepares estate plans, including Wills and Trusts, and administers probate estates and trusts.
- Represented Lender in a $5 million+ financing to purchase Providence office Building;
- Represented Lenders in numerous loan modifications with quick turnarounds to allow for businesses to address short term cash shortfalls;
- Represented the members in a closely held limited liability company through dissolving the entity and distributing all assets to the members;
- Represented numerous individuals seeking to develop an estate plan.